The great Rodrigo, makes a sharp point. We need the banks, a lesson we learned in the Great Depression, but which ones? I know the community banks are solid. For years I watched the auto industry over produce a product and sell it for an over valued price. I also believe that the auto industry created the wealth the US citizens enjoy. We are now witnessing the dawn of a new era of economics. New macro models are going to be invented to solve new problems. In this great challenge will be great opportunity.